Being involved in a workplace accident is stressful enough without worrying about the loss of income. Not only does the employee have to worry about the recovery process after the accident, but they must also take some time off work. That is where the Work Injury Compensation Act comes in.
What is the Work Injury Compensation Act?
The Work Injury Compensation Act created a workers’ compensation system that provides benefits to injured or sick employees resulted from their job to help them recover and return to work. In other words, it is intended to ensure that employees who are injured from work-related injuries are able to receive compensation. To obtain benefits employees are not required to show that their employer was at fault. Today, insurance for work injuries is a requirement for most employers and it protects employers by not allowing the injured employee to file a personal injury lawsuit.
What Does the Work Injury Compensation Act Cover
Work Injury Compensation is meant to protect employees who continue to retain the right to claim through the Work Injury Compensation Act. You can claim compensation if you have been injured or have contracted a disease at work.
The Work Injury Co, including hospital bills, medications, medical equipment, ambulance transportation, physical or occupational therapy, and other charges due to a work injury, provided to help you recover and return to work.
Wage Replacement Benefits:
Work injury compensation can help replace some or all the workers’ lost income during the recovery process due to a work injury. The amount of compensation a worker receives depends on whether the injury is temporary or permanent and the severity of the injury.
Death Benefits for Dependents:
In an unfortunate event where a worker loses his or her life from a work injury or illness, a work injury compensation act will provide benefits to his beneficiaries.
Who is and Who is Not Covered?
The Work Injury Compensation Act covers most injuries that occur on the job, including accidents and illnesses that could be caused by activities, materials, and equipment. Almost all businesses are required to carry work injury compensation to cover their employees. Time is important, as soon as an employee suffers an occupational injury that is covered, they have a limited time to report the incident. If you are considering filing a claim and you wait longer than 30 days to notify your insurance and employer of your injury, your claim has the possibility of being denied.
However, it does not cover:
- Independent contractors
- Licensed Real Estate Agents
- Sole Proprietors
- Corporate Officers
The Work Injury Compensation Act ensures that employees can receive compensation for any injuries that occurred during work. If you or a loved one has recently been injured while on the job, then Foley & Small can help! We have experience representing our clients and help determine which type of claim is most beneficial for their specific situation. Contact Foley & Small today!